Motorcycle theft has been a rapidly increasing problem, and will continue to be. Typically, if stolen, the motorcycle will not be recovered. Unfortunately, motorcycle thieves move quickly enough, and strip bike. The parts are eventually used to build a new one.
There are ways assist in the prevention of have the motorcycle stolen. One way is to keep it parked in the garage. This is not always possible, but should definitely be done when there is a garage available. There are several security systems to choose from that can be installed. These will detour the thief. Locking the motorcycle to a grounded object will also help.
These are great ways to protect the motorcycle, but additionally you may want to consider a comprehensive insurance policy. In most cases, the insurance policy will reimburse you (normally at the current blue book value) or replace the stolen motorcycle. I hope that there is never a need, but if there is, the motorcycle will be covered.
When buying the motorcycle insurance policy, be sure to review the company's procedures in processing claims. Insurance companies pay close attention to detail. They want to avoid any possible chance of mistakes. If you have ever had to file a claim with an insurance company, you may recall it was not a very pleasant experience. It takes time. The insurance company is usually asking for more information. It just seems to be never ending
They do this based on company procedure that was more than likely outlined in the policy. Knowing their requirements and processes will certainly help in speeding up the claim. Many times the process becomes lengthy because the information required was not filled out properly or additional documents are necessary. Having all of the proper documents and information will avoid unnecessary delays in processing the claim.
Source : http://ezinearticles.com/?Motorcycle-Theft-Coverage&id=2091000
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